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GMAC says no loans if Credit score below 700


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Reuters

"The changes include limiting purchases to contracts with a credit score of 700 or above," GMAC said in a statement. "These changes in pricing and underwriting are related to the current market environment, which has reduced access to funds and increased the cost of funds."

The company said it expects the restrictions to remain in place until credit markets stabilize.

GMAC also said it has increased the rate it charges car dealers for providing standard auto financing by 75 basis points.

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